Are you facing a Weld County Insurance Fraud charge? When a person deliberately makes a false claim or gives false information to an insurance company, they can be charged with Insurance Fraud. Recently, a Denver firefighter was arrested after he allegedly made a false report to insurance adjustors over car repairs after a collision. If he is convicted, he is facing a felony. Hiring a skilled Insurance Fraud attorney is important to defend against this serious criminal charge. Below, our top attorneys discuss what an Insurance Fraud charge is and what you need to know if you are facing one these criminal charges.
Legal Definition of Insurance Fraud, C.R.S. 18-5-211, in Colorado
The legal definition of Insurance Fraud, C.R.S. 18-5-211, in Colorado is:
A person commits insurance fraud if the person does any of the following:
(b) With an intent to defraud, presents or causes to be presented, any insurance claim, which claim contains false material information or withholds material information;
(e) With an intent to defraud, presents or causes to be presented, any written, verbal, or digital material or statement as part of, in support of or in opposition to, a claim for payment or other benefit pursuant to an insurance policy, knowing that the material or statement contains false material information or withholds material information.
With the story above, trying to get more out of a car accident claim from an insurance company could be considered Insurance Fraud.
Common Types of Insurance Fraud Under C.R.S. 18-5-211, in Greeley, Colorado
In Greeley, Colorado, individual insurance policy holders and insurance agents are the two types of people who normally commit this criminal charge. Common types of Insurance Fraud that these people can commit are:
Individuals:
- Lying on an application
- Making a false claim or filing for an injury that did not happen
- Using an old loss or accident to file a new claim under a new policy
- Staging or falsifying an accident
Agents:
- Misappropriating funds
- Presenting a certificate of insurance with false information for personal benefit
Sentence and Penalties for Insurance Fraud, C.R.S. 18-5-211, in Weld County, Colorado Court
The sentence and penalties for Insurance Fraud in Weld County depends on the false claim that is being made. If someone is caught giving false information on an insurance policy application, it is a class 2 misdemeanor. The penalties of a class 2 misdemeanor are up to 120 days in the Weld County Jail, and a fine of up to $750. Other types of Insurance Fraud involving faking a claim or accident, or lying about a claim, are sentenced as a class 5 felony with penalties of 1 to 3 years in prison, a fine of up to $100,000, with a mandatory 2-year parole.
Why Hire a Top Attorney for Insurance Fraud and Related Criminal Charges in Windsor, Colorado
Are you facing an Insurance Fraud charge in Fort Lupton or Windsor? The top Insurance Fraud attorneys at the O’Malley Law Office can help you with your charges and protecting your rights as they help you understand the Weld County Courts. Our attorneys have over 30 years of experience in Insurance Fraud and want to get you the best outcome in your case. Many times, we have cases dismissed outright or which result in a temporary conviction. There are times when Insurance Fraud is also charged with other criminal charges; some related charges are:
- Identity Theft, C.R.S. 18-5-902
- Criminal Impersonation, C.R.S. 18-5-113
- Forgery, C.R.S. 18-5-102